TPS Financing and Layaway
Do you have some repairs you'd like to have done OR some upgrades you'd like to do for your vehicle but didn't have the funds to do it OR would like to have flexible payment options? TPS has the solutions for you now!
TPS is now proud to offer Financing & Payment options for all forms of customers regardless of income and credit! Why use your money when you can use our solutions for up to 12 months without paying any extra fees or up to 36 months with easy payments.
So how does this work? It's very simple....
- Decide what you would like to purchase.
- Decide what type of financing you would like or can be approved for. (Please see below for guidelines to decide which financing plan will work well for you.)
- After you have decided which financing to apply for you can now make your purchase.
After you have been approved for your credit you can now decide how much of it you want to use. You can either use all of it for your repairs or upgrades OR you can use it to partially finance what you would like to do. If you have any questions about this program or would like a credit app please contact us at email@example.com or 408/898-4632
- Synchrony Bank Car Care One: gives up you up to a $10,000 credit line for up to 12 months @ 0% interest. Approval success requires a person who has established credit (680+) To obtain the a credit line of $5000+ a customer generally needs a credit score of 700+, low debt to income ratio, and several years of established credit and payment history. A soft pull will be done on your credit to see if you are approved. If you would like to apply for the Care Care One Card this please contact us at 408/898-4632 or firstname.lastname@example.org. If you don't receive enough to make your purchase you can partially finance your purchase and pay the balance of your purchase with a credit card or check.
- Affirm Payments: has credit lines up to $15,000 and breaks it down with easy monthly payments. Affirm is very flexible about who they will approve but if you have a very low credit score and high debt to income ratio you may not be approved. To apply for Affirm Payments just pick what you would like to purchase and during checkout select Affirm Payments.. at that point you will be directed to a credit app online. After you will it out you will be given the decision of your application. If you don't receive enough to make your purchase you can partially finance your purchase and pay the balance of your purchase with a credit card or check. A soft pull will be done on your credit to see if you are approved.
- SNAP: 100 Day 0% Interest Payments with SNAP & Acima Financing (No & Bad Credit OK). With SNAP and TPS, we can provide $3000 loans which have no interest if paid within 100 days. This works great for those who have lower credit scores OR don't have established credit. Many customers who are rejected by Synchrony or Affirm are approved through this. A soft pull will be done on your credit to see if you are approved. If you would like to apply for please contact us at 408/898-4632 or email@example.com.
- TPS layaway payments are a great way to get what you want with a convenient way to pay! The perfect solution for anyone not wanting to go the finacing option OR doesn't have the credit to be approved through our financing options. How does it work? Simple. Place your order online and specify Layaway or call 408/898-4632 and we can set it up for you. A 10% non-refundable deposit by credit card, personal check, cashier's check, money order or wire transfer at time of placing order is required.
- Please take a look at our rules for the layaway program below.
- A Layaway contract is 12 months or 365 days.
- The Service Fee on all new Layaway contracts is $20 per order
- You are allowed to make as many payments you need for the items purchased until layaway is paid in full.
- Layaway purchases cancelled within 90 days will be given a store credit
- Layaway payments are non-refundable
- Layaway prices are only valid if paid within 30 days.
- Layaway orders will be processed after the final payment. If item is not currently in-stock at time of final payment it will need to be built to order because it can be shipped.
- We accept Visa, Mastercard, Discover, American Express, Affirm, Financing (Snap, ACIMA)
- Once the invoice is paid in full, your order will be shipped or we will contact you to finalize your build dates!
- Customer must notify TPS when final payment is made so as to not delay processing of order
- Layaway purchases which take more than 30 days to pay may be subject to price increases due to supplier increases.